What should you keep ready?
- Month-wise salary slips for the financial year 2025-26 or as many months as available
- Bank statements showing salary credits
- Form 26AS to verify TDS deposited against your PAN by the employer
- Annual Information Statement (AIS) to cross-check salary, interest, dividends, and other reported income
- Interest certificates from banks or post offices for savings accounts and fixed deposits
- Proof of deductions and exemptions, such as EPF contributions, life insurance premiums, PPF, ELSS investments, NPS contributions, health insurance premiums, home loan interest certificates and rent receipts
How to file ITR without Form 16?
Step 1: Compute your total salary income
Step 2: Claim the deductions and exemptions
Step 3: Report every source of taxable income
- Savings bank interest
- Fixed deposit interest
- Dividend income
- Rental income
Step 4: Verify TDS before claiming credit
Step 5: Check the pre-filled return carefully
Step 6: File the correct ITR form and complete e-verification
Disclaimer: This is only for informational and educational purposes. Please consult a qualified tax expert for the latest tax laws and regulations.